13 Church St, Stirling, ON

A standout 4-plex opportunity for investors, multi-generational buyers, or those looking to live in one unit while building equity through the others. This handsome red-brick building has been carefully maintained and continually improved by an owner who has tackled project after project. The four units include three 2-bedrooms and one 1-bedroom, with significant improvements completed throughout the building, including two recent top-to-bottom renovations. Importantly, the improvements go well beyond cosmetic updates, with mechanical systems and major components also upgraded along the way. The result is a property that looks the part today. Unit A is currently owner occupied and retains the building's original charm with tall ceilings and classic mouldings, plus a full-height basement, multi-tier deck, and outdoor kitchen. Keep it as your home and let the other three units help carry the expenses, or set a new rent when it becomes vacant. For the investor, each unit has its own exterior entrance and is separately metered for heat and hydro. Newer furnaces and vinyl windows help keep operating costs manageable, while the basement can be separated from Unit A and accessed from outside for easy maintenance. The 28' x 20' detached garage with 60-amp hydro offers another avenue to grow the income. Large enough to divide into multiple secure storage spaces, it could generate additional rental income by offering dedicated storage to tenants or renting spaces separately. Ample parking and a newly paved driveway complete the package. The location is a strong draw for tenants, with downtown Stirling, parks, the Community Centre, grocery, laundromat, and everyday amenities all within walking distance. For commuters, the 401 is approximately 15 minutes away with easy access to Trenton and Belleville, while Highway 7 is also 15 minutes away.